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Ask the Expert - Most Frequently Asked

• Which motorhome should I buy? Is it best to buy it outright or should I buy it on finance?

  Thanks for your question! The motorhome you should buy depends on what you’re looking for. Whether it’s great fuel economy, a spacious interior or a dynamic design, there’s a motorhome out there for you. If you’re looking for some inspiration, […] read more

• I’m interested in buying a motorhome but I’m confused. Which motorhome should I buy? How do I know which one is best for me?

  This is totally understandable – there are a lot of things to consider before you commit to a purchase. Before you dive into buying a motorhome, think about what you want from it. Great fuel economy? Room for the family? […] read more

• ’m looking to buy a motorhome but I’d like to know a few things. Is a motorhome a good investment and do motorhomes hold their value for when I sell it?

  Hi, this is a great question. Motorhomes can be great investments if you buy and sell at the right time. You should buy at the end of the touring season, when prices are likely to be at their lowest, and […] read more

• Are motorhomes expensive to insure? I want to buy a motorhome but need to know the running costs. How much is motorhome insurance on average?

  Hi. As with cars, motorhome insurance prices are dependent on factors like age and driving experience  – but over time, owning your own motorhome will work out cheaper than hiring one. Costs can start from as little as £200 and […] read more

• I have found a 2010 Bailey Pegasus Caravan that I would like to buy at a caravan dealer near me. It is £12,000 and I need to arrange some caravan finance for £10,000. Can you tell me the longest period that you can arrange this over and how much this will come out to per month? I have a good credit rating as far as I know and would like to find the best deal possible. The Caravan dealer quoted me £283 a month over 4 years with an APR of 15.9% which sounded a bit high to me. Can you do better and save me some money?

  Hello Roger and thanks for your email. If you are looking for caravan finance for £10,000 then £283 per month does sound on the high side if you have a good credit rating. Our APR for caravan finance starts at […] read more

• I have been looking for a caravan and have found a 2011 Bailey Pegasus 524 that I really would like to buy. It is a 4 berth, is in perfect condition and would be perfect for our family holidays. The dealer did try to organise the caravan finance for me but I have been told that I have been declined. The price is £11500 and ideally I would like to arrange caravan finance for the total amount over 4 or 5 years depending on how much it comes out to per month. Can you give me a quote and tell me what information you require to get me approved please.

  Hi Jim and thanks for your email. The caravan sounds very nice please could you send me a link to the advert if it is advertised online so we can have a look. The dealer probably uses Black Horse finance […] read more

• I have been looking at motorhomes and you may think I’m mad but I have found one I want to buy and it is £76,000. It is a 2014 top of the range Fiat Auto-trail Comanche model and having spoken to the dealer they are prepared to accept £68,000 as it is a quiet time of the year. It is obviously quite a lot of money and I will therefore need some kind of motorhome finance so that I can buy it. I have spoken to the dealer about borrowing £50,000 and they say that the longest period they can do this over is 5 years which means the monthly payment is coming out at around £1100. This is just about affordable but it would be better if it was nearer £750 a month. Are you able to arrange motorhome finance over a longer period, say 10 years?

  Hi Nancy and thanks for your email and the pictures you sent us. I must say it does look very nice and I can see why you like it. Yes we should be able to help you with motorhome finance […] read more

• Hi, You recently helped my mother get finance for a caravan and I wanted to know if you could help me with car finance. Do you offer guaranteed car finance ? I had a few problems when I was younger and have 2 CCjs and did a debt management thing for a while. I have applied to a few companies but have been turned down and was about to give up when my mum suggested I try your company as you were so helpful. I just wanted to borrow about £5000 for something sensible like a ford focus diesel. Can you help me please?

  Hi Steve, Thanks for your email and thank you to your mother for recommending us. It is always nice to know that our customers have been happy with the service we provide. Yes we can help with car finance, our […] read more

• I have been declined by Black Horse finance for a motorhome loan. I don’t understand why as my credit rating should be quite good and I always try to pay things back on time. I am in full time employment and take home about £1300 a month. I do have a couple of credit cards but they are not maxed out so I don’t think that’s why they said no. I have found a nice low mileage Peugeot motor home which is for sale locally to me and I wanted to borrow £11,500. Also what is the longest you could do this over as I have noticed on your website that you can do up to 10 years?

  Hi Janet. Thanks for your email. Black Horse finance can be quite fussy when it comes to motorhome loans so don’t let that upset you too much. We have helped a lot of people that Black Horse have turned down so I’m […] read more

• Do you offer a guaranteed finance option for caravans?

  Hi Simon, At Pegasus finance we can help you if you have had credit problems in the past. We have lenders that will look at caravan finance applications from customers who may have been bankrupt or have a CCJ. Guaranteed […] read more

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